Inpatient & surgical care

Full coverage for:

  • hospital stays,
  • surgical procedures,
  • specialist consultations,
  • and day surgery at private hospitals in Singapore and internationally.

This is the foundation of any international health plan.

Immediate cover for accidents, sudden illness, and emergency room visits, in Singapore and anywhere in the world. No referral needed.

If you need specialist treatment unavailable locally, your plan covers emergency evacuation by air ambulance to the nearest appropriate facility, plus flights and accommodation for a family member. If the worst happens, repatriation is also included.

Round-the-clock access to medical advice, hospital referrals, and claims support, wherever you are in the world.
Day-to-day consultations with general practitioners (GP) and specialists, including diagnostic tests and prescription medication, at any clinic or hospital of your choice, with no panel network restrictions.
  • Pre-natal consultations,
  • hospital birth,
  • post-natal care, and
  • automatic inclusion of your newborn from birth.
Waiting periods may apply, the earlier you enrol, the better your coverage.
  • Routine check-ups
  • Scaling and polishing
  • Fillings
  • More complex dental procedures depending on the plan tier.
  • Counselling sessions
  • Psychiatric consultations
  • (in some plans) Access to an Employee Assistance Programme (EAP) for stress, anxiety, and personal challenges.

Access to an independent specialist review of any diagnosis or treatment recommendation, from leading medical institutions worldwide.

Personal Home & Lifestyle Insurance

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Personal Life Insurance

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