While jewellery can be included as part of your general home & contents insurance policy, it is common for such policies to have limits around jewellery and to not provide appropriate coverage in the unfortunate event that any of your prized possessions are stolen, lost or damaged.

But don’t let that worry you, Diot-Siaci Asia can arrange specific policies to cover those prized possessions.

We can help you to cover most causes of loss, like a broken link in your bracelet, damage to your watch face or your engagement ring that goes missing while on a trip – all with no deductible. Let us help protect the very special things you’ve acquired over the years.

Some of the benefits we can help arrange for you: 

  • The market value of each piece of fine jewellery in your collection is determined from the start. In the event of a total covered loss, you will receive 100% of the insured value, with no excess or depreciation. 

  • Worldwide cover for physical loss or damage to your jewellery no matter where you go or how long you stay. 

  • Option to receive cash settlement in the event of irreparable damage or loss to your jewellery. 
  • If one piece of a pair or set is lost or damaged beyond repair, you can simply choose to hand in the remaining piece(s) and we will pay the full replacement cost for the entire pair or set. 

  • If an itemised piece is damaged, we will not only pay to repair it, but also compensate for any loss in market value as a result of the damage. 

  • Immediate cover for newly purchased jewellery within 90 days notification, up to 25% of the existing itemised amount, subject to a maximum of $100,000. 


Firstly, congratulations on your engagement. With its significance and cost, it is undoubtedly essential to protect one of the most important life purchases you will make. It is estimated that the average cost for an engagement ring in Singapore is $6,000 – $10,000. That is more than the average monthly wage here, so it’s fair to say that the decision to insure your engagement ring is a wise choice. An engagement ring also signifies a massive emotional commitment, so it is important that these investments – both financial and emotional – are protected by engagement ring insurance while you are here in Singapore. If you have any questions about our insurance plans, do give us a call today and have a chat with one of our experts. They have in-depth knowledge about all things diamonds, gems and jewellery – so you can rest assured that your precious ring will be well insured!

We also provide worldwide coverage for both theft and unexplained or accidental loss of engagement rings. However, do note that you can only purchase an insurance that covers your engagement ring specifically if you own a comprehensive home and contents insurance policy with another provider or with us.


Whether it’s a Hublot, Rolex or a Bvlgari, it could be an Audemars or even a Roger Dubuis, whatever the brand it won’t be covered by a standard home and contents policy. If you owe it to yourself to own a special piece like this, you owe it to yourself to protect it from loss or damage.


Get in touch with us today, and let us help you identify the plans that are best suited to you to cover one of the most significant pieces that you will ever own – your engagement ring insurance. If you already have a comprehensive policy, reach out to our expert team to discuss how we can assist you with other areas such as outpatient insurance plans, pregnancy insurance, hospitalisation insurance for foreigners & life insurance and protection plans in Singapore.

Being compensated by the insurance companies directly gives us the benefit of offering free coverage reviews and advice. The premiums we quote are the same as those offered by Insurance Companies to direct buyers, which means we offer the lowest rates. Likewise, leveraging our network of renowned insurers allows us to negotiate better terms and conditions for your Home Contents and Valuables Insurance!