Group Travel insurance plans in Singapore
Travelling is often essential to businesses based in Singapore. However, it can become a stressful and expensive affair if things don’t go as planned. The right business travel insurance solution in Singapore can protect your business and employees wherever their work takes them. For peace of mind on the move, group travel business covers employees for a wide range of incidents —from lost passports and cash, to major accidents.
Accidents or illnesses that happen to key staff members while representing your interests abroad, or even a family crisis back on the home front can also distract them from the objectives of their business trip. Call us today and we can work with our international network of insurance providers to come up with the best group business travel insurance plans to protect your employees from Singapore while they are on the move.
WHY DOES MY COMPANY NEED GROUP TRAVEL BUSINESS INSURANCE?
Employers have a duty of care to ensure the health, safety and well-being of their employees in the workplace during business travel. This professional relationship automatically imposes a duty of care on the employer toward their employees. This also extends to situations where the employee is required to travel for work or is seconded overseas. Any breaches could result in civil claims and/or criminal liability.
Group travel business insurance can protect your business interests in the event of an emergency. It also demonstrates good duty of care towards your traveling employees. If traveling is part of your employees’ job scope, it might be worth talking to us to see how a group travel insurance plan can keep your business and employees covered.
WHAT ARE THE BENEFITS OF HAVING A GROUP BUSINESS TRAVEL INSURANCE POLICY?
With a group business travel insurance plan, employers in Singapore can rest assured that they have fulfilled their role as responsible employers who care for their business travelers by ensuring that medical attention and travel assistance are available to their employees while traveling and working aboard. The additional assurance of swift evacuation from a country where medical facilities are inadequate to a medical centre of excellence also enables business travelers to travel with confidence.
A comprehensive, regionally appropriate group travel business insurance policy can be a cost-effective way to round out a robust suite of employee benefits. Used in conjunction with comprehensive group medical insurance and group personal accident insurance, your teams can travel globally knowing that they are well protected with a travel business insurance. Contact our team of expert advisers for help creating a robust and comprehensive group travel insurance solution in Singapore for your travelers.
WHAT IS COVERED UNDER A GROUP TRAVEL BUSINESS INSURANCE?
A group travel insurance plan protects your business interests in the event of an emergency. From flying out a replacement colleague to reimbursement for cancellation expenses, most things can be covered. Business travel insurance plans generally offer on-the-spot emergency assistance 24 hours a day, 365 days a year, anywhere in the world. Whether your employee is experiencing a minor glitch or a major emergency, the right insurance coverage will offer a peace of mind. Assistance services can make special arrangements to airlift your personnel out of remote areas where proper medical care isn’t available.
A group travel business insurance policy commonly includes coverage for:
- Accidental death, permanent disability and accidental burns
- Emergency medical evacuation and repatriation
- Trip cancellation, curtailment and rearrangement expenses
- Travel and baggage delay
- Staff replacement expenses
- Loss of personal property and baggage
- Loss of money and travel documents
- Personal liability and many more benefits
These are just the basics. Depending on your needs or what other policies you want included, we can work with you to ensure that the group travel insurance covering your team is comprehensive.
We are happy to help assess your coverage to make sure that your employees are safe both at home and abroad.
HOW CAN I KEEP TRACK OF MY BUSINESS TRAVELLERS?
Some of the leading insurers offer technology solutions as part of their policy. These systems have been developed to help employers better fulfil their duty of care to their travelling employees by:
- Using online dashboards that monitor travel disruptions in real-time. HR and risk managers are able to track and locate their travelling employees when disruptions occur
- Alerting employees of disruptions/incidents through push notifications and SMS so that they stay safe and secure
- Equipping travelling employees in affected areas to access 24/7 emergency assistance at a touch of a button via an app
Travelers can be better prepared for their trips by learning about health and safety risks at their destinations. They will be able to take precautions such as vaccinations in advance and be informed regarding high crime areas to avoid.
HOW DO I GET GROUP TRAVEL BUSINESS INSURANCE?
Requirements for group travel business insurance varies across companies. With our experience and extensive network, you’ll be able to secure a comprehensive plan that works best for your business.
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FREQUENTLY ASKED QUESTIONS
Why do I need group business travel insurance for my company?
Requirements for group travel business insurances varies across companies. With our experience and extensive network, you’ll be able to secure a comprehensive plan that works best for your business.
What does group travel insurance cover?
Common inclusions in a group business travel policy are trip cancellation expenses, travel and baggage delays, loss of personal property and baggage, and loss of money and travel documents.
Where can I buy group travel insurance in Singapore?
Speak to one of our expert brokers to find out more about our group business travel insurance options today. We work with our extensive and international network of partners to ensure you can fully protect you and your employees while you are on the move.